Decade Checklists
Reader Resources
Select Your Decade and Download the Checklist
These annual review checklists come directly from your decade chapter in the book. Find your decade and download the printable PDF. Plan to use it once a year, ideally at the same time each year, so reviews build into a steady rhythm.
In Your 20s: Foundation Building
Your priority is to save early and build strong financial habits. The systems you create now have decades to compound.
In Your 30s: Responsibility Management
Your priority is to grow savings while balancing life's demands. Strengthen the structures that keep your plan moving forward.
In Your 40s: Growth Acceleration
Your priority is to strengthen savings and maximize peak earning years. Tighten your system so progress continues even as life intensifies.
In Your 50s: Retirement Preparation
Your priority is to maximize catch-up savings and plan retirement cash flow. Move from broad intention to coordinated execution.
In Your 60s: Retirement Transition
Your priority is to coordinate benefits and retirement income decisions. Build a stable, sustainable income system you can follow with confidence.
In Your 70s and Beyond: Legacy Planning
Your priority is to manage income and prepare your legacy. Protect what you have built and keep your plan simple and resilient.
Make the Most of Your Checklist
These checklists are designed to be used, not just downloaded. Each one is short by design, and the goal is awareness, not perfection. Choose your decade and start where you are.
Lynn
